tín phiếu
Học thuậtThân thiện
Definition
Noun: 1. A short-term debt security: A promissory note or bond issued by a credit institution (e.g., a central bank, treasury) or government, with a fixed maturity date, acknowledging a debt and promising repayment with interest. It is a type of negotiable instrument used to raise capital. 2. A type of security: A financial instrument representing a loan made by an investor to a borrower, typically with a maturity of less than one year.
Usage Examples
- Noun:
- Ngân hàng Nhà nước vừa phát hành một đợt tín phiếu mới. (The State Bank has just issued a new batch of treasury bills.)
- Công ty đầu tư một phần vốn vào tín phiếu kho bạc. (The company invests a portion of its capital in treasury bonds.)
- Lãi suất tín phiếu chính phủ thường rất an toàn. (The interest rate on government bills is usually very safe.)
Advanced Usage
- "tín phiếu kho bạc": This is a specific compound term meaning "treasury bill" or "treasury bond," referring to securities issued directly by the state treasury.
- Tín phiếu kho bạc có kỳ hạn 6 tháng. (The treasury bill has a 6-month term.)
- "phát hành tín phiếu": To issue bonds/securities.
- Việc phát hành tín phiếu nhằm hút tiền về. (The issuance of bonds aims to absorb money from the market.)
Variants and Related Words
- Trái phiếu (noun): Bond. This typically refers to longer-term debt securities (over one year) compared to the shorter-term "tín phiếu."
- Công trái (noun): Government bond/public debt. A more general term for government-issued debt.
- Chứng khoán (noun): Securities. A broader category that includes stocks, bonds, and other financial instruments.
Synonyms
- Giấy nợ (noun): Debt note/promissory note. A more general term for any written promise to pay a debt.
- Kỳ phiếu (noun): Promissory note/bill of exchange. Similar in concept, often used in commercial contexts.
Related Phrases/Idioms
- "Đáo hạn tín phiếu": The maturity of a bond/security.
- Ngày đáo hạn tín phiếu là vào cuối tháng. (The bond's maturity date is at the end of the month.)
- "Thị trường tín phiếu": The bond market.
- Thị trường tín phiếu đang biến động mạnh. (The bond market is experiencing strong fluctuations.)